Removals Insurance & Goods-in-Transit Cover
Basic liability cover is often limited per item unless you upgrade
Pros
- Full goods-in-transit cover gives genuine peace of mind for higher-value house moves
- Reputable firms quote GIT cover clearly as an optional line item, not bury it in the small print
Cons
- Basic/default liability cover is often much lower than people assume — easy to be caught out
- Extra cover adds to the overall quote, which makes it tempting (but risky) to skip for a lower headline price
About Removals Insurance & Goods-in-Transit Cover
Most removal firms carry some form of “goods in transit” liability as standard, but it’s often limited to a modest amount per item under a firm’s basic terms unless you pay for full goods-in-transit insurance covering the total declared value of your belongings. This is genuinely one of the most overlooked parts of booking a move — people assume “insured” means fully covered, when a firm’s baseline liability is really a minimum trade standard, not comprehensive cover. If you own higher-value items — electronics, antiques, artwork — ask for the per-item liability limit in writing and decide whether full cover is worth the extra cost before moving day, not after something’s already broken.
How this works
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Frequently asked questions
What does ‘goods in transit’ insurance actually mean?
It’s insurance covering your belongings while they’re being moved — loaded, transported and unloaded — and it isn’t the same as your home contents insurance, which usually doesn’t cover items in a removal firm’s vehicle. Ask any firm you’re considering exactly what their standard liability limit is per item, and what full GIT cover would cost to insure your total declared value.
Are you a removals company yourselves?
No — Compare House Movers is an independent comparison and information service. We recommend checking whether a firm is a member of the British Association of Removers (BAR) before booking — BAR members must meet a code of practice and offer access to an advance payment guarantee scheme, which matters given deposits are often paid upfront for removals.
Is all the pricing on this site guaranteed?
No — costs mentioned are typical ranges reported by trade sources, not fixed quotes. Always get itemised quotes from more than one removal firm before committing, and check exactly what’s included.
What happens after I request a quote?
A partner removal firm reviews your details and gets in touch to arrange a proper survey (in-person or video) — there’s no obligation to proceed with any quote.
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